Tax Talk – Bitcoin and your tax return

  Bitcoin and the ATO With talk of Bitcoin leading the headlines throughout this year, as with anything concerning money, the attention of the ATO was caught. Consequently, the ATO has put together some points about how they will view any income earned from trading in Bitcoins. So where does this leave Bitcoin Bob when […]

Micromanagement – Boss vs Leader

    The Micro-Manager We have all been in the situation where there is always the person over your shoulder telling you what you should do, where you went wrong and why you should do what has always been done. There are many different management styles, but micromanagement is arguably the number one style stated […]

Super Money Tree – Soaking up the Fertilizer

  Dealing with Extra Fertilizer Since the introduction of the Superannuation Guarantee Charge (“SGC”) in 1992, nearly every federal budget has made a tweak here and there to SGC, making this a very complex area of finance for every Australian. There is some good news coming from the budget this year, though, meaning every Australian […]

Budget Talk – who do you discuss yours with?

  Happy Budget Day The 2018-19 Australian Federal Budget has been released, there will be some winners and some not so winning – can’t please all the people all of the time. The big budget is released in May every year, with a Mid Year Economic and Fiscal Outlook (MYEFO) usually handed down in December. […]

Cash in the Couch – Happy Camper Smash

  The Happy Campers Receiving a money box as a gift and having a dream holiday to save up for are the humble beginnings of ‘Happy Camper Smash’, the newest internet sensation*. Here is Rob and Jan’s story:   The Gold Coin Challenge KP: How long were you saving for? RW: We had the money box […]

Cash in the couch – HECS-HELP Benefit

    The Benefit Details The HECS/HELP Benefit is available to graduates of courses completed after 30 June 2009, (2008 for maths/science graduates). A successful application will mean that the compulsory repayment of your HECS/HELP for the applied income year may be reduced. Australian Higher Education Loans are often ignored because of the low interest […]