Hooray for Medicare! Australia is often promoted as having one of the greatest health systems in the world. This statement can be argued, but we definitely do not have the unfortunate reputation of the United States of America, where cost of health care is a leading cause of financial distress and bankruptcy for too […]
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Record Keeping – death by a thousand (paper) cuts
LORKS… an epidemic! Over-paying suppliers, doubling up on data entry and piles of documents in the in-tray are all symptomatic of having LORKS, Lack of an Organised Records Keeping System. According to the Australian Taxation Office (“ATO”), one of the leading causes of a business folding is poor record keeping. Not only businesses are succumbing […]
Valentine’s Day – the cost of love
A Hallmark Holiday? With every holiday or day of celebration, there is always the discussion on commercialisation. Hot cross buns being available on New Years Day, Cards for everything from Mother’s Day to Graduation from Kindergarten and the now predominately used term ‘Hallmark Holiday’ all too often cloud over the history or significance of most special […]
Kids – A Costly Enterprise
Another line for your budget….kids There are varying amounts for how much raising a child costs, mitigating factors can include where you live, where you send them to school, how many you have and if they have any specific needs. Most of the studies show that you are looking at more than $250,000 to raise […]
Money Plans – Debt Domino or Snowball
What is your plan? We are coming to the end of January, time to check up on those Financial Resolutions. How did you go? What debt-kicking strategy did you decide on? To sort out your money, you need more than a ‘Resolution’, you need a plan. There are many out there to choose from. In […]
Mortgage – Interest Sting
Interest Only Re-set There has been much talk in media outlets, and political interest parties, about the trend of Interest Only Loans reaching expiration. Much of this discussion has been led by parties for or against the proposed “APRA Bill” – summarised as altering and extending the tools at the discretion of the Australian […]
Cash flow Coaching in Leonora !!!
FREE Introductory Seminar on the fundamentals of Cash Flow Management. Come along for some tips and tricks to better manage your CASH FLOW. Thursday 14th December 2017 No cost. Less than an hour of your time. Two session times to choose from 11am and 1pm. Click here Cash Flow Coaching – Leonora to secure your seat. Post […]
Christmas Lights Kalgoorlie-Boulder
Seasons Greetings, This festive season we have your complete guide to Kalgoorlie-Boulder’s best, brightest and most dazzling lights across the city. In the map below you will find a selection of festive lighting hand pick by the team at Wall Business Services for you to maximize your festivities this season. Have we missed any? let […]
Dawn of a new age – well, New Year anyway
A Time for Reflection While December and January of each year seems to be the peak time for goal setting (despise the term resolutions), goals are best revisited more often than at the dawn of a New Year. We all find ourselves thinking, ‘wow, this year has gone fast’, and everything you had aspired to […]
Getting to know your money – Financial Literacy
What type of budget person are you? Budgeting and Financial Literacy means many things to many people. Some people fear the word budget, and are happy to plod along paying all their bills and spending whatever is leftover. Others have spreadsheets, graphs of the mortgage, projections of savings and other repayments, 5 year plans, and […]
Budgeting – Christmas Expenses
Christmas Countdown With less than 6 weeks to go, it is time to revisit the Christmas Countdown and see where you are up to, or what you need to do to catch up. 12 Weeks to Christmas – Make a Plan Alternatives to help the Christmas Budget If you have not started your Christmas […]
52 Week Savings – A S.M.A.R.T Goal
I have found my new challenge!!! Each year I try and give myself a savings challenge. During the last few years, I have completed several of these challenges, including: save $1 a day, save $10 a week and this year, I have squirrelled away every $5 note that came my way. The 52 Week […]